Retirement plans should do more than save for the future - they should protect the present!

Business owners: your team doesn’t just need a nest egg for the future. They need stability today.

That’s why we believe retirement plans should include an Emergency Savings Account (ESA)—a simple, powerful way to help employees build short-term financial resilience.

A recent study of 772 truck drivers, across 9 states revealed something powerful: those who built just $1,100 in emergency savings over 12 months saw an 87% drop in moving violations like speeding and failure to stop.

Why? Because financial stress isn’t invisible—it shows up in mistakes, distractions, and accidents.

An ESA isn’t just a perk—it’s a performance strategy. ESAs:
✅ Reduce financial distraction.
✅ Boost focus and safety.
✅ Show your team you care.

A retirement plan should be more than a savings vehicle. It should be a financial safety net—for today and tomorrow.

Let’s build benefits that work as hard as your people do.

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